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DO NOT CANCEL ANY CURRENT HEALTH INSURANCE COVERAGE UNTIL YOU RECEIVE AN APPROVAL LETTER AND INSURANCE POLICY, ALSO KNOWN AS INSURANCE CONTRACT OR CERTIFICATE, FROM THE INSURANCE COMPANY YOU SELECTED. MAKE SURE YOU UNDERSTAND AND AGREE WITH THE TERMS OF THE POLICY. PAY SPECIAL ATTENTION TO THE EFFECTIVE DATE, PREMIUM AMOUNT, BENEFITS, LIMITATIONS, EXCLUSIONS, AND RIDERS.
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The Monthly Premium amounts shown are subject to change based on your medical history, the underwriting practices of the health plan, the optional benefits you selected, if any, and other relevant factors. Insurance companies reserve the right to change the terms of a policy upon proper notification.
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The Copayment, Deductible, and Coinsurance amounts are your share of the costs for covered benefits. These amounts are subject to change.
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Some insurance companies may require dependent children to apply separately when they reach a specific age. Age limits for dependents vary by insurance company and state mandates. Some companies may not extend the age limit for dependents even if they are full-time students at an accredited college or university.
Application Dues and Fees- CareFirst BlueCross BlueShield - To include a maternity benefit, add $126 to the monthly premium rate for Individual BluePreferred.
- CareFirst BlueCross BlueShield - Dental and/or vision coverage may be added to Personal Comp and the FreeState Health Plan products for an additional charge. See the application instructions for specific rate information.
- CareFirst BlueCross BlueShield - If you and/or any of your dependents meet certain criteria, you may be qualified for health insurance without medical underwriting. Click on HIPAA Eligibility for more information
- CeltiCare rate calculations are for effective dates within the next 30 days.
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